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PAYMENT OPTIONS

Unless prior payment has been made, when you pass away, your family is responsible for any funeral, cremation and cemetery costs. This can be difficult for some families, which is why it's important to consider prepayment for both cemetery and funeral home needs.

HOW TO PRE-PAY YOUR FUNERAL HOME NEEDS

PAY IN FULL

FUNERAL INSURANCE

FUNERAL INSURANCE

funeral and cemetery financing options

Paying your Funeral Plan in full is the simplest, and for many, the most preferred method of paying for funeral services.


A funeral insurance contract can be paid with credit / debit card, or a checking / savings account. 


A trust account contract  must be paid from a checking / savings account.

FUNERAL INSURANCE

FUNERAL INSURANCE

FUNERAL INSURANCE

funeral insurance plan

PAYMENT PLAN or PAY IN FULL


Funeral Insurance (also called "Burial Insurance") is a type of life insurance policy that is designed to be used just for funeral expenses.  


If you pass away prior to your final premium payment, future payments will not be collected, and the death benefit will pay for your guaranteed funeral expenses.  


You can also add non-guaranteed cash advance items to your funeral contract for things like an obituary, death certificates, and sales tax.


Your monthly payment amount and the number of years you can pay (2, 3, 5, 8, or 10 years) are based on your current age, and answer to 2 health questions.  As long as you are not on hospice, or been diagnosed with less than 12 months to live, you will quality.  


You can pay monthly with credit / debit card, or a checking / savings account..   

(1st Monthly Payment Due at Signing)

TRUST ACCOUNT

FUNERAL INSURANCE

TRUST ACCOUNT

funeral and cemetery trust account

PAYMENT PLAN or PAY IN FULL


A Funeral Trust, or Qualified Funeral Trust, is a special financial vehicle that allows you to set aside money for anticipated funeral costs.


A trust will typically be used if you are on Hospice, or have been given a diagnosis of having less than 12 months to live.


When you establish a trust, you make arrangements with a funeral home to provide services upon death.


If you have not paid your trust in full at your time of death, your family will owe the remaining balance of your guaranteed and non-guaranteed cash advance funeral home expenses.  

(Think of this as a savings account for your funeral expenses, with a $100 Minimum Down Payment to start your trust.)  


This is a wonderful option for families who are wanting to preplan for a loved one who is nearing their end of life, and they want to have all the paperwork and planning completed ahead of time.)

HOW TO PRE-PAY YOUR CEMETERY NEEDS

PAY WITH CASH / CHECK / CREDIT / DEBIT CARD

PAY WITH CASH / CHECK / CREDIT / DEBIT CARD

PAY WITH CASH / CHECK / CREDIT / DEBIT CARD

funeral and cemetery payment

You can choose to pay for your cemetery contract with a credit / debit card, check, or cash.  If you prefer, Fairmount Memorial Association also provides in house financing payment plans. 

(No Credit Check Required)

$0 Down 0% Interest 60 Month PAYMENT PLANS

PAY WITH CASH / CHECK / CREDIT / DEBIT CARD

PAY WITH CASH / CHECK / CREDIT / DEBIT CARD

funeral and cemetery payment plans

Fairmount Memorial Association provides $0 Down Payment, 0% Interest, 60 Month financing for cemetery property, merchandise and services. 

(No Credit Check Required - 1st Monthly Payment Due at Signing)


You will need to provide a VOIDED check, or a letter from your bank/credit union on their letterhead, showing your name, account number and routing number, in order for us to set up your automatic monthly withdrawal on the 5th or 20th of the each month. 

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